Estate Planning

Ensure that your family is looked after and can manage financially.

A well-designed estate plan ensures that, in the event of your death or mental incapacity, your affairs are settled in a timely, orderly and tax-effective manner, and according to your wishes. It also helps ensure that your family is looked after and can manage financially. Far too many people dedicate their working lives to building substantial financial wealth, but then fail to consider the available strategies that protect and preserve it. The results can be devastating to your family and your business.

As Financial & Estate Planning Advisor, Fabien offers expertise in financial and intergenerational wealth transfer solutions including estate creation and preservation, business succession funding, estate-friendly investing, and charitable giving. With our help and your legal and tax professionals, we’ll create or review your estate plan and help you navigate a number of planning issues depending on your needs, such as:

Estate Settlement Cost Analysis
Probate Reduction Strategies
Tax Sheltered Investment Strategies
Planned Giving Strategies
Family Financial Risk Analysis and Mitigation
Insurance Analysis and Advice for:
Life;
Disability;
Critical Illness;
Long Term Care; and
Annuities etc.
Corporate Financial and Insurance Protection such as:
Group Health Benefits;
Business continuation;
Key person protection;
Funding for buy/sell agreements;
Creditor life insurance; and
Corporate Disability Protection (income replacement, overhead costs, lump sum disability buy-out etc.)

Fabien has looked after our investments for over 20 years. His advice has always been solid and by following it, we’ve been able to enjoy a worry free retirement and we’re confident that we’ll be more than comfortable for many years to come. If you are thinking of investing your money with an absolutely solid advisor, I have no hesitation in recommending Fabien to anyone. Just meet him, spend some quality time with him and follow his advice.

John Pigott, Retired Executive, Albany International

Quintessence Wealth (Q Wealth) is a partnership that is registered as a portfolio manager, exempt market dealer and investment fund manager. The portfolio manager registration allows Q Wealth to provide investment advice to its clients. The exempt market dealer registration allows Q Wealth to engage in trading activity. These services are provided by Q Wealth through registered advising representatives and dealing representatives, respectively.

Q Wealth is a partnership that is owned by its partners, including WealthLife Capital. As a client of Q Wealth, you may receive services from both Q Wealth and WealthLife Capital. Note that individuals from WealthLife Capital will only provide investment advice and trading advice if they are registered as advising representatives and dealing representatives of Q Wealth, and in providing such services, they will be doing so on behalf of Q Wealth only. WealthLife Capital may however provide wealth management services such as financial planning, estate and retirement planning, insurance, group benefits and others.

Q Wealth Partners is a registered trade name of Quintessence Wealth, a registered as a Portfolio Manager in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Prince Edward Island, Quebec, Saskatchewan and Yukon, an Investment Fund Manager in Newfoundland and Labrador, Ontario, and Quebec, an Exempt Market Dealer in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Quebec, and Saskatchewan, and a Commodity Trading Manager in Ontario. The Ontario Securities Commission (OSC) is the principal regulator for Quintessence Wealth. Please visit www.qwealth.com for more information.

Estate Planning

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